Did you make contributions to a
traditional or Roth IRA, a myRA, or a SEP or SIMPLE plan in 2015? You may qualify
for the Retirement Savings Contributions Credit, more popularly known as the "saver's"
credit. If you're eligible, you can apply this federal income tax credit
against the tax you owe on your 2015 return. The credit is available even if
you take a tax deduction for a traditional IRA contribution, as well as for IRA
contributions for last year that you make before the April due date of your
return.