Tuesday, September 20, 2016

WATCH OUT FOR THESE EARLY WARNING SIGNS FROM CREDIT CUSTOMERS

Once you have extended credit to a customer, you have a stake in continuing the relationship even if you suspect trouble is brewing­.

Thursday, September 15, 2016

DESIGNATE BENEFICIARIES TO AVOID UNINTENDED CONSEQUENCES

After your death, the disposition of retirement accounts, life insurance policies, annuities, and accounts at financial institutions are governed by beneficiary designations. If those designations are outdated, unspecific, or wrong, your assets may not be distributed the way you would like.

Monday, September 12, 2016

RETURNING HOME AS AN ADULT

Are you thinking of returning to your childhood home to live with your parents? Although heading home after graduation or a divorce may feel like a setback, a temporary return to living with your parents can present opportunities to improve your financial situation.

Wednesday, September 7, 2016

WHAT'S THE DIFFERENCE BETWEEN A CREDIT CARD AND A DEBIT CARD?


When you pay for clothes in a store or dinner at a restaurant, you might use either a credit card or a debit card. In your mind, they may be the same. But there are differences to be aware of.

Monday, September 5, 2016

WORK-RELATED EDUCATION COSTS MAY BE DEDUCTIBLE


Are you going to school this fall to earn an advanced degree or to brush up on your work skills? If so, you might be able to deduct what you pay for tuition, books, and other supplies.

Wednesday, August 31, 2016

MAKE BETTER BUSINESS DECISIONS WITH SIMPLIFIED DATA


As a manager, you're no doubt swimming in a constant stream of information. Fortunately, you can keep your head above water by boiling down the data into a format that's relevant, concise, and user-friendly. For instance, significant indicators can typically be gathered on a single sheet of paper. Examples include revenues by product or service line, cash and accounts receivable balances, gross profit ratios by product line for retail and wholesale businesses, and productive salaries and benefits for service businesses. If you'd like help developing a simplified system tailored to your specific needs, contact our office at (518) 798-3330.

Monday, August 29, 2016

PREPARE FOR NEW WELLNESS PLAN NOTIFICATIONS


Wellness programs, when provided as a fringe benefit as part of a cafeteria plan, can benefit both your company and your employees. But you may be collecting information about your employees that is regulated by several federal statutes, including rules on confidentiality and nondiscrimination. Beginning in January 2017, you'll need to provide your employees with a notice stating what information you collect, and how it will be used, along with other details.